Finance Your Home Loan with Group Capital
Group Capital Mortgage offers you the most competitive financing options in California
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Got questions? We're here to help! Whether it's about mortgage rates, plans, or the process, feel free to ask us anything. We're ready to guide you every step of the way!
(310) 242-6050
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Unlock Your Dream Home with Our Mortgage Solutions.
26+
Year of
Service
Who We Are?
Your Trusted Partner in Home Financing
We’re more than just a mortgage lender—we’re your dedicated partner in making homeownership a reality. Our team works closely with you to understand your goals and provide tailored mortgage solutions that fit your lifestyle and budget. From first-time buyers to experienced homeowners, we’re here to offer guidance, support, and expertise every step of the way.
Why Choose Us?
Building Foundations for a
Brighter Future
Home Purchase
Refinance
Loan Options
Client Satisfaction
Personalized Solutions
Exceptional Customer Service
Your Journey to Homeownership Starts Here
We simplify the journey to homeownership. Our dedicated team is here to guide you through every step, providing expert advice and personalized support. Together, we’ll turn your dream of owning a home into reality!
Personalized mortgage solutions tailored to your needs.
Expert guidance throughout the entire buying process.
Competitive rates to help you save on your investment.
what we offer ?
Effortless Mortgages, Realize Your Dreams
We streamline the mortgage process to make your homeownership dreams a reality. Our tailored solutions and expert support ensure a smooth journey, empowering you to achieve your goals with confidence.
Conventional Loans
Conventional loans are a popular financing option for buyers with strong credit, offering competitive rates and flexible terms without government backing.
Competitive Rates: Often lower interest rates for qualified borrowers.
Flexible Terms: Multiple loan lengths to fit your financial goals.
Widely Accepted: Ideal for primary homes, second homes, or investment properties.
FHA Loan
FHA loans are designed to make homeownership more accessible, especially for first-time buyers, with lower down payment and credit requirements.
Low Down Payment: As little as 3.5% down.
Credit Friendly: More flexible credit qualification standards.
First-Time Buyer Support: Ideal for buyers just getting started.
VA Loan
VA loans provide eligible veterans, active-duty service members, and their families with powerful home financing benefits backed by the U.S. Department of Veterans Affairs.
No Down Payment: 100% financing available for qualified borrowers.
No PMI: Saves money over the life of the loan.
Exclusive Benefits: Designed to honor military service.
Reverse Mortgage
Reverse mortgages allow homeowners age 62 and older to convert home equity into cash without monthly mortgage payments, helping support retirement needs while remaining in the home.
No Monthly Payments: Repayment is deferred while you live in the home.
Flexible Payout Options: Receive funds as a lump sum, line of credit, or monthly payments.
Retain Ownership: Continue living in and owning your home.
Commercial Loan
Commercial loans provide financing for income-producing properties, supporting business growth, investment opportunities, and long-term asset development.
Business-Focused Financing: Designed for offices, retail, multifamily, and mixed-use properties.
Customized Structures: Loan terms tailored to your property and financial goals.
Scalable Solutions: Financing options that grow with your portfolio.
Hard Money Loan
Hard money loans offer short-term, asset-based financing for real estate investors who need fast funding or flexible qualification options.
Fast Closings: Ideal for time-sensitive purchases.
Asset-Based Approval: Focuses on property value rather than credit alone.
Investor Friendly: Commonly used for fix-and-flip or bridge scenarios.
Ask Us About Down Payment
Programs may be available to help reduce upfront costs and make homeownership more attainable.
how it works
Partnering in Your Real Estate Success
Consultation
Discuss your needs and financial goals with our experts.
Application
Complete a simple application to start the financing process.
Closing
Finalize your mortgage and receive the keys to your new home!
Testimonials
— Michael R.
I had an incredible experience with them]. The team was attentive and helped me navigate the mortgage process smoothly. Thanks to their expert guidance, I was able to secure my dream home without any hassle. Highly recommend!
— Sarah T.
The support I received from them was outstanding! They took the time to understand my needs and found the perfect financing solution for my investment property. I couldn't have done it without them!
Frequently Asked Questions
What is the difference between a fixed-rate and an adjustable-rate mortgage?
A fixed-rate mortgage has a constant interest rate throughout the loan term, while an adjustable-rate mortgage (ARM) has an interest rate that may change periodically based on market conditions.
How do I know how much I can borrow?
Your borrowing capacity depends on various factors, including your income, credit score, debt-to-income ratio, and the type of loan you are applying for. Our team can help you assess your financial situation to determine the right amount.
What documents do I need to apply for a mortgage?
Typically, you’ll need to provide proof of income, tax returns, bank statements, identification, and information about your debts and assets. Our experts will guide you on the specific documents required for your application.
How long does the mortgage approval process take?
The mortgage approval process can vary based on several factors, including the type of loan and your financial situation. Generally, it can take anywhere from a few days to several weeks. We strive to make the process as quick and efficient as possible.
Thank you for choosing us. We are dedicated to helping you achieve your homeownership goals with personalized service and expert guidance. For more information or assistance, feel free to reach out to us anytime!
Licensed by the California Department of Real Estate
DRE License #01328846 | NMLS #345541